Available Aid

We share information about available aid to help you pay for your Campbell University education. Available aid options include grants, scholarships, student loans, parent loans, and employment opportunities.

Grants & Scholarships

A federal grant provided by the federal government to undergraduate students who demonstrate exceptional financial need and have an Expected Family Contribution below a certain threshold established by the federal government. The Pell Grant award amount is prorated based on Enrollment Status.

Eligibility Requirements

  1. Be within Maximum Expected Family Contribution (EFC) for applicable award year.
  2. Part-time or full-time status
  3. Federal general eligibility
  4. Satisfactory academic progress

Eligibility amounts change yearly. Visit Federal Student Aid for up to date yearly maximums and more information on the Federal Pell Grant. 

Application Process: FAFSA/FAFSA Renewal

A federal grant awarded by the institution to qualified undergraduate students who demonstrate exceptional financial need. Priority is given to Federal Pell Grant recipients.

Amount per year: $100-$4,000

Eligibility Requirements

  1. Eligible for Pell Grant
  2. High demonstrated need
  3. Part-time or full-time status
  4. Federal general eligibility
  5. Satisfactory academic progress

Application Process: FAFSA/FAFSA Renewal

Federal grants for undergraduate and graduate students, awarded in exchange for specific future teaching service in designated high-need fields and low-income elementary and secondary schools. If a student does not complete the required teaching service, the grant becomes a Federal Direct Unsubsidized Loan that must be repaid.

Maximum amount per year: Up to $4,000

Eligibility Requirements
For undergraduate, post baccalaureate, and graduate students who are taking or will be taking coursework necessary to become and elementary or secondary school teacher; recipient must sign Agreement to Serve saying he or she will teach full-time in designated teacher shortage area for four complete years at elementary or secondary school serving children from low-income families.

Application Process: Teach Grants

ATTENTION STUDENTS: 

Effective Spring 2021, per State requirements, Campbell University is required to observe a deadline of no more than 45 days after the term start date for students to complete the Residency Determination Service (RDS).  As Campbell has different start dates, depending on your campus location, students will need to utilize the Academic Calendar to determine their start date and complete RDS within 45 days.  Students who have not had their residency determined with an effective date no more than 45 days after the start of the term will not be eligible for state grants for that term. 

Eligibility Requirements

  1. Maximum Estimated Family Contribution (EFC) = $16,000 for 2022-2023
  2. Maximum Adjusted Gross Income (AGI) = $155,000 regardless of EFC
  3. 3/4 time or full-time status (9-11 hours eligible for ½ the scheduled award per semester only)
    a. “Full-time Status” means that a student is enrolled for twelve to fourteen credit hours, within the specific semester.
    b. “3/4 time status” means that a student is enrolled for nine or more credit hours, but less than twelve credit hours, within the specific semester.
  4. Bona fide resident of North Carolina, complete the Residency Determination here.
  5. Satisfactory Academic Progress – https://www.campbell.edu/financial-aid/policies/
  6. NCNBS must be funded by College Foundation of North Carolina.
  7. Campbell University is required to identify and report to College Foundation any “lower cost” programs. A ‘lower cost” program assesses tuition and fees at a reduced rate for students enrolled compared with the full-time tuition and fees enrolled in traditional programs at Campbell University. Lower cost programs are all online and extended campus undergraduate programs.                                                                                                       
    **2022-2023 Full-time students enrolled in “lower cost” programs are eligible for $1,100 per semester. Students enrolled in 9-11 hours per semester are eligible for $550. Students enrolled less than 9 hours are not eligible.

Eligibility amounts change yearly. Visit College Foundation of North Carolina for up to date yearly maximums and more information on the NCNBS. 

Veterans and Active-Duty Military

The General Assembly increased funding for the North Carolina Need-Based Scholarship and made it easier for Veterans and active duty military members who are not classified as legal residents of North Carolina to become eligible for the scholarship.  The changes are effective for the 2018-2019 academic year.  Students must be undergraduate working towards their first Bachelor Degree and must meet all other established criteria for the NBS, including the AGI cap.  A student with an AGI of $155,000 or greater is not eligible for the scholarship, regardless of the EFC.

VETERANS

Student Eligibility: Veterans may qualify for the NBS without establishing residency for a year as normally required under the laws determining residency if they have:

  • Met the definition of “Veteran” in G.S. 116-143.3A as a person who served active duty for not less than 90 days in the Armed Forces, the Commissioned Corps of the U.S. Public Health Service (PHS), or the National Oceanic and Atmospheric Administration and who was discharged or released from such service;
  • Were discharged under conditions other than dishonorable;
  • Have an “abode” in North Carolina; and
  • Provide the school with a letter of intent to establish residency in North Carolina. 

School’s Verification of Eligibility (must submit documentation to Campbell University as we are required to retain for audit purposes):

To document and verify eligibility, the student must submit:

  • Obtain a copy of the student’s DD214 (the VA Certifying Official at your school may have a copy) documenting service in the armed forces; or
  • Obtain a PHS Form 1867 Statement of Service for students who served in the Commissioned Corps of the U.S. Public Health Service; or
  • Obtain a NOAA Form 56-16 for students who served in the National Oceanic and Atmospheric Administration; and
  • Have the student sign a letter of intent to establish residency in North Carolina.  A letter of intent template is attached to this communication.

Email your completed documents to dickersonm@campbell.edu.

Download form

 

ACTIVE DUTY MILITARY

Student Eligibility: Active duty military members may qualify for the NBS without establishing residency if they are:

  • An active duty member of the Armed Forces as defined in G.S. 116-143.3(a)(2) (US Air Force, Army, Coast Guard, Marine Corps, Navy, NC National Guard and any reserve component of the foregoing); and
  • Are abiding in North Carolina due to active military service.

School’s Verification of Eligibility (must submit documentation to Campbell University as we are required to retain for audit purposes):

To document and verify eligibility, the student must submit:

  • Obtain a copy of the student’s Permanent Change of Station (PCS) orders, Leave and Earning Statement (LES), or permanent duty assignment documentation; and
  • Verify the student has a North Carolina address.

Email your documents to dickersonm@campbell.edu   

Eligibility amounts change yearly. Visit College Foundation of North Carolina for up to date yearly maximums and more information on the NCNBS. 

Application Process
FAFSA/FAFSA Renewal

Learned about scholarships offered by Campbell University at https://www.campbell.edu/financial-aid/scholarships/

A federal grant to qualifying students with a parent or guardian who died as a result of U.S. military service in Iraq or Afghanistan after September 11, 2001. If a student is eligible for a Federal Pell Grant, he or she cannot receive an IASG.

Employment

A federal program offered and administered by the institution that provides opportunity for part-time employment to students with financial need to help pay their educational expenses. Students are responsible for finding qualified employment. Funds are paid out through a paycheck, as earned.

Eligibility Requirements:

  • Applicable year FAFSA on file
  • Demonstrated need
  • Federal general eligibility requirements
  • Satisfactory academic progress

Visit the Federal Student Aid webpage for an overview of the Federal Work-Study program.

If you are interested in FWS please review the application process.

Loans

Federal funds made available to the student that must be paid back by the student. Students must complete Entrance Counseling and a Master Promissory Note (MPN) to receive these loans. Repayment begins six months after the student ceases to be enrolled at least half-time with options to delay payment available. To be eligible, the student must be enrolled at least half-time in an eligible program of study.

The Forgivable Education Loans for Service Program was established by the North Carolina General Assembly to assist qualified students who are committed to working in North Carolina in designated critical employment shortage professions. Students interested in receiving assistance through the FELS Program should read the loan forgiveness eligibility requirements for the education programs listed in the document below and the FELS Program Rules prior to submitting an application. Required residency, internship, or supervised training positions prior to obtaining full licensure in a profession do not qualify for loan forgiveness. Example: Licensed Professional Counselor Associate or Licensed Clinical Social Worker Associate positions are not eligible for loan forgiveness. Students who do not fulfill the service requirements must repay the loan in cash, plus interest, which begins to accrue upon disbursement of the loan.

2023-2024 FELS Approved Programs

Students may view the 2023/2024 application at the CFNC site beginning January 9th, 2023. 

*Please note that students who are receiving FELS do not need to reapply. As renewal FELS students they will go through a different process. CFNC will connect with them via email in the spring to complete their renewal process.*

0-29 credit hours completed
$5,500 – No more than $3,500 of this amount may be subsidized loans

30-59 credit hours completed
$6,500-No more than $4,500 of this amount may be Subsidized loans

60 or more credit hours completed
$7,500 – No more than $5,500 of this amount may be in Subsidized loans

ELIGIBILITY REQUIREMENTS

  1. Federal general eligibility requirements
  2. Non-need based
  3. Independent student may borrow additional funds:
    $4,000, less than 64 credit hours completed;
    $5,000, 64 or more credit hours completed
  4. Dependent student whose parent has been denied Parent Loan may borrow additional funds:
    $4,000, less than 64 credit hours completed;
    $5,000, 64 or more credit hours completed
  5. Satisfactory academic progress
  6. Must be within aggregate limit

APPLICATION PROCESS

  1. FAFSA/FAFSA Renewal

Loan funds provided to the student by the U.S. Department of Education, through the school. Undergraduate students with financial need can qualify for a subsidized loan. The government pays the interest on the loan while the student remains enrolled at least half time and during certain periods when the government allows deferment of repayment. There are annual limits on the amounts that may be borrowed, which vary by the student’s academic year in school and the student’s dependent or independent status

Loan funds provided to the student by the U.S. Department of Education, through the school. Undergraduate students and graduate students regardless of their need, qualify for an unsubsidized loan, provided they have filed the Free Application for Federal Student Aid (FAFSA). Interest accrual begins immediately, and the student can choose to pay the interest while enrolled or upon entering repayment. There are annual limits on the amounts that may be borrowed, which vary by the student’s academic year in school and the student’s dependent or independent status.

Loan funds provided to the parents of dependent undergraduate students by the U.S. Department of Education, through the school. This federal loan program allows parents with no adverse credit history to apply for a loan amount up to the Cost of Attendance each year, less any financial aid received by the dependent student. Repayment of principal and interest begins immediately once the loan is fully disbursed with some options to delay payment available.

Award amount varies

ELIGIBILITY REQUIREMENTS

  1. Borrower must be parent of dependent student
  2. Borrower must meet federal general eligibility requirements
  3. Meet lender’s approval standards
  4. Satisfactory academic progress

APPLICATION PROCESS

  1. FAFSA/FAFSA Renewal

Please visit Federal Student Aid for more information on Graduate Unsubsidized Federal Direct Loans. 

Loan funds provided to graduate students by the U.S. Department of Education, through the school. This federal loan program allows graduate students with no adverse credit history to apply for a loan amount up to their Cost of Attendance each year, less any other financial aid received.

There are specific instructions and processes for a student loan and a parent loan. Take a look at the following pages to learn more about the process.

The student loan options & process The parent loan options & process

A student or parent loan from a commercial, state-affiliated or institutional lender used to pay for up to the annual Cost of Attendance, less any financial aid received. Private loans have varying interest rates, fees and repayment options and usually require the applicant to be creditworthy, or have a creditworthy cosigner. Repayment generally begins immediately.

DEBT LIMITS

Aggregate
Total combined debt from all outstanding Direct Subsidized Loans, Direct Unsubsidized Loans, and Federal Stafford Loans (subsidized or unsubsidized)

Dependent undergraduates 
(except students whose parents are unable to borrow a PLUS Loan)
Total cumulative amount $31,000 (maximum $23,000 subsidized)

Independent undergraduates
(and dependent undergraduates whose parents are unable to borrow a PLUS Loan)
Total cumulative amount $57,500 (maximum $23,000 subsidized)

Graduate or Professional Students
Total cumulative amount $138,500. The graduate aggregate limit includes all federal loans received for undergraduate study. 

 

STUDENT ELIGIBILITY REQUIREMENTS

To be eligible for Title IV financial aid a student must:

  • Be a citizen, national, or a permanent resident for the United State or other eligible non-citizen
  • Have a high school diploma or its equivalent (i.e. a GED)
  • Be enrolled in a degree seeking program or an approved certificate program
  • Be making satisfactory academic progress (SAP) toward a degree or approved certificate program
  • Not be in default on any Title IV loan-Federal Perkins, Federal Stafford, Federal Supplemental (SLS), or Federal PLUS
  • Not owe a repayment on any Title IV grants- Federal Pell or Federal SEOG
  • Not have borrowed in excess of annual or lifetime aggregate limits on Title IV loans
  • Meet the individual defined program requirements