Health Insurance

Campbell University offers two plans from Cigna for health insurance coverage: Open Access Plus (PPO) and a High Deductible Health Plan with a Health Savings Account Option (Open Access HDHP). Each eligible permanent full-time employee pays the monthly premiums for health care coverage. Campbell University cannot guarantee that employees will be eligible to participate in the University’s medical insurance plan. If Cigna refuses coverage to the employee for any reason, Campbell University is under no obligation to locate, or pay for, substitute coverage. Dependent or family coverage may be obtained with premiums paid by pre-tax payroll deductions.

The Cigna website has complete information on participating provider directory, discount and incentive programs, etc.

Benefits Quick Links

Cigna Benefit Summaries

Cigna Open Access Plus

Summary of Benefits and Coverage

Cigna Open Access HDHP

Summary of Benefits and Coverage

2018 Cigna Open Access Plus Premiums:

  Wellness Plan & Non-Tobacco User Wellness Plan & Tobacco User Non-Wellness Plan & Non-Tobacco User Non-Wellness Plan & Tobacco User
Employee Only $80 $115 $115 $150
Employee + 1 $375 $460 $460 $495
Employee + Family $600 $817 $817 $852

2018 Cigna Open Access HDHP:

  Wellness Plan & Non-Tobacco User Wellness Plan & Tobacco User Non-Wellness Plan & Non-Tobacco User Non-Wellness Plan & Tobacco User
Employee Only $69 $104 $104 $139
Employee + 1 $300 $385 $385 $420
Employee + Family $500 $710 $710 $745
Download HSA Savings Account Application
2018 Annual HSA Contribution Limits

Individual                                                                   $3,450 (less Campbell contribution of $200)

Family                                                                         $6,900 (less Campbell contribution of $400)

Catch-up Contribution (age 55 and older)           $1,000         

Cigna Vision Care

Cigna Vision Care Customer Service Number: 1-877-478-7557 or sign on to mycigna.com

You can call or go online to find a list of participating providers that Cigna has in network.

If you receive services from a provider outside the Cigna Vision Network, you will need to complete a Cigna Vision Claim Form. If you receive services from a participating provider, no claim form is necessary.

Flexible Spending Accounts

Flexible Spending Accounts are a provision of the Section 125 tax law that allows you to deposit a tax-free portion of your gross income into a savings-like account which is then used to pay you for unreimbursed medical as well as certain dependent care expenses. There are two (2) types of accounts available: Medical Spending Accounts and Dependent Care Spending Accounts.

Health Care FSA

You may elect to have a specific number of dollars deducted from your gross pay before taxes and put in a reimbursement account. You may use these monies within the year for reimbursement on things such as: co-pays, deductible/ coinsurance expenses, physicals, hearing aids, dental care, braces, contact lenses, and more. (**Note – as of January 1, 2011, Over the Counter Medications are no longer eligible through the Flexible Spending Account. An updated list is available in HR.) You can set pre-tax aside between $100 and $2,650 annually for the 2018 plan year.

  • FSA funds can no longer be used to purchase OTC medicine and drugs unless a medicine or drug is prescribed. A “prescription” means a written or electronic order for a medicine or drug that meets the legal requirements of a prescription in the state in which the medical expense is incurred and that is issued by an individual who is legally authorized to issue a prescription in that state.
  • The OTC items affected include items in the following categories: Acid controllers, Allergy & sinus, Antibiotic products, Anti-diarrheals, Anti-gas, Anti-itch & insect bite, Antiparasitic treatments, Baby rash ointments/creams, Cold sore remedies, Cough, Cold and flu, Digestive aids, Feminine anti-fungal/itch, Hemorrhoidal preps, Laxatives, Motion sickness, Pain relief, Respiratory Treatments, Sleep aids & sedatives, Stomach remedies
  • You can continue to use your FSA funds to purchase OTC items that are not considered a medicine or drug (e.g. bandages, splints, contact lens solution, etc.) Please note that insulin remains an eligible expense with or without a prescription. Keep all receipts and be prepared to substantiate any and all purchases when requested by SHDR (a division of BB&T). If you have questions about your FSA you can call SHDR at this number: (800) 768-4873 or go to www.shdr.com

Dependent Care FSA

You may elect to have a specific number of dollars deducted from your gross pay before taxes each period for daycare expenses. These dollars are then contributed to a reimbursement account. The money is deducted from your check before taxes are applied. This saves you “taxation” on this amount that can later be reimbursed to you for dependent care. You can set aside pre-tax between $500 and $5,000 annually.

Affordable Care Act

Information for part-time employees

Letter of Explanation
Notice of Health Care Plans (part-time)
Marketplace – We Can Help You

Information for full-time employees

Letter of explanation
Notice of Health Care Plans (full-time)