Health Insurance

Campbell University offers two plans from Cigna for health insurance coverage: Open Access Plus (PPO) and a High Deductible Health Plan with a Health Savings Account Option (Open Access HDHP). Each eligible permanent full-time employee pays the monthly premiums for health care coverage. Campbell University cannot guarantee that employees will be eligible to participate in the University's medical insurance plan. If Cigna refuses coverage to the employee for any reason, Campbell University is under no obligation to locate, or pay for, substitute coverage. Dependent or family coverage may be obtained with premiums paid by pre-tax payroll deductions. 

The Cigna website has complete information on participating provider directory, discount and incentive programs, etc.  

HDHP Plan
OAP Plan   Certified Rider OAP

Benefits Quick Links

Cigna Benefit Summaries

Cigna Open Access Plus

Benefit Summary 2015 (will be up soon)

Benefit and Coverage Summary 2015 (will be up soon)

Cigna Open Access HDHP

Benefit Summary 2015 (will be up soon)

Benefit and Coverage Summary 2015 (will be up soon)

2015 Cigna Open Access Plus Premiums:

  Wellness Plan & Non-Tobacco User Wellness Plan & Tobacco User Non-Wellness Plan & Non-Tobacco User Non-Wellness Plan & Tobacco User
Employee Only $80 $115 $115 $150
Employee + 1 $485 $520 $520 $555
Employee + Family $842 $877 $877 $912

2015 Cigna Open Access HDHP:

  Wellness Plan & Non-Tobacco User Wellness Plan & Tobacco User Non-Wellness Plan & Non-Tobacco User Non-Wellness Plan & Tobacco User
Employee Only $69 $104 $104 $139
Employee + 1 $410 $445 $445 $480
Employee + Family $735 $770 $770 $805

HSA Savings Account Application

Cigna Vision Care   

Cigna Vision Care Customer Service Number - 1-877-478-7557 or sign on to mycigna.com

You can call or go online to find a list of participating providers that Cigna has in network.

If you receive services from a provider outside the Cigna Vision Network, you will need to fill out a Cigna Vision Claim Form. If you receive services from a participating provider, no claim form is necessary.  Vison update rider

 

Flexible Spending Accounts

Flexible Spending Accounts are a provision of the Section 125 tax law that allows you to deposit a tax-free portion of your gross income into a savings-like account which is then used to pay you for unreimbursed medical as well as certain dependent care expenses. There are two (2) types of accounts available: Medical Spending Accounts and Dependent Care Spending Accounts.

Flexible Benefits Plan - Summary Plan Description

Campbell University, Incorporated Section 125 Cafeteria Plan

Flexible Spending Aplication  (monthly)

Flexible Spending Application  (biweekly)

 

Medical Spending Account

You may elect to have a specific number of dollars deducted from your gross pay before taxes and put in a reimbursement account.  You may use these monies within the year for reimbursement on things such as: co-pays, deductible/ coinsurance expenses, physicals, hearing aids, dental care, braces, contact lenses, and more. (**Note - as of January 1, 2011, Over the Counter Medications are no longer eligible through the Flexible Spending Account.  An updated list is available in HR.)  You can set pre-tax aside between $100 and $2,550 annually.

 

Dependent Care Spending Account

You may elect to have a specific number of dollars deducted from your gross pay before taxes each period for daycare expenses.  These dollars are then contributed to a reimbursement account.  The money is deducted from your check before taxes are applied.  This saves you "taxation" on this amount that can later be reimbursed to you for dependent care.  You can set aside pre-tax between $500 and $5,000 annually.


 1. FSA funds can no longer be used to purchase OTC medicine and drugs unless a medicine or drug is prescribed. A “prescription” means a written or electronic order for a medicine or drug that meets the legal requirements of a prescription in the state in which the medical expense is incurred and that is issued by an individual who is legally authorized to issue a prescription in that state.

The OTC items affected include items in the following categories:

Acid controllers, Allergy & sinus, Antibiotic products, Anti-diarrheals, Anti-gas, Anti-itch & insect bite, Antiparasitic treatments, Baby rash ointments/creams, Cold sore remedies, Cough, Cold and flu, Digestive aids, Feminine anti-fungal/itch, Hemorrhoidal preps, Laxatives, Motion sickness, Pain relief, Respiratory Treatments, Sleep aids & sedatives, Stomach remedies

 2. You can continue to use your FSA funds to purchase OTC items that are not considered a medicine or drug (e.g. bandages, splints, contact lens solution, etc.) Please note that insulin remains an eligible expense with or without a prescription. Keep all receipts and be prepared to substantiate any and all purchases when requested by SHDR (a division of BB&T).  If you have questions about your FSA you can call SHDR at this number: (800) 768-4873 or go to www.shdr.com

Affordable Care Act

Information for part-time employees

Letter of explanation
Notice of Health Care Plans - Part-time
Market Place - We Can Help You

Information for full-time employees

Letter of explanation
Notice of Health Care Plans - full-time

Contact

Human Resources
Campbell University
PO Box 595
Buies Creek, NC 27506

Office Hours
8:30am – 5:00pm | Monday – Friday

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