Disability Insurance/Worker’s Compensation
Long-Term Disability Insurance: Campbell University offers long-term disability insurance free of charge to all full-time, eligible employees who have been employed for more than one (1) year. This policy is issued by Sun Life Financial. Your benefits begin after a waiting period of 180 days at 60% of your Income up to $2,000 per month. This benefit is payable to age 65 or Social Security Normal Retirement Age.
Voluntary Short-Term Disability 2014
with SunLife Financial
- Maximum Benefit Period: allows you to select the duration of coverage. Options are 22 weeks, 24, weeks and 26 weeks.
- Benefit Amount: allows you to select benefit amounts in increments of $50 with a minimum of $100 to a weekly maximum of $1,500 or 60% of your weekly salary, whichever is less.
Injury/Sickness Start Dates: allows you to select the amount of time that you must be disabled before benefits are available.
- 1st day for injury/8th day for sickness
- 15th day for injury/15th day for sickness
- 31st day for injury/31st day for sickness
This plan has a 3/12 Pre-Existing Limitation.
Voluntary Short Term Disability
Reliance Standard Short-Term Disability Plan Features:
1. All current Aflac policyholders will be covered from Day 1.
2. One age band for all employees. Rates will not increase with age.
3. Employee can select elimination period and amount of disability coverage up to 60% of income.
All University employees are covered by Workers’ Compensation Insurance as of their date of employment, for which the University pays the full premium. Under the provisions of the North Carolina Worker’s Compensation Act, as amended, University employees are eligible for certain benefits in the event of a work-related accident resulting in temporary or permanent disability. Unless the work-related injury results in a disability of more than 21 days, the injured employee must use any accrued sick or vacation leave for the first seven (7) days of the period of time the employee is out of work.
When an injury occurs at work, the employee should inform his/her supervisor and (if the injury is not life-threatening) proceed immediately to Student Health Services. If the injury is serious or life-threatening, the employee should go directly to the emergency room of the nearest hospital. Any employee injured while at work should report the incident to Student Health Services and be prepared to complete a drug test when filing a worker’s compensation claim.