Accident and Disability Insurance
Long Term Disability Insurance
Long-Term Disability Insurance: Campbell University offers long-term disability insurance free of charge to all full-time, eligible employees who have been employed for more than one (1) year. This policy is issued by Sun Life Financial. Your benefits begin after a waiting period of 180 days at 60% of your Income up to $2,000 per month. This benefit is payable to age 65 or Social Security Normal Retirement Age.
Short Term Disability
Reliance Standard Short-Term Disability Plan Features:
1. All current Aflac policyholders will be covered from Day 1.
2. One age band for all employees. Rates will not increase with age.
3. Employee can select elimination period and amount of disability coverage up to 60% of income.
Group Accident Coverage
Group Accident Plan Features
24 Hour Coverage
No limit on the number of claims
$125 benefit for initial treatment of accident
$1000 Hospital Admission - $200 Daily Confinement benefit
$100-$10,000 Specific Injuries Benefit
Up to $6,750 for fractures or dislocations
$60 Wellness Benefit paid annually for having a routine physical
Worker’s Compensation
All University employees are covered by Workers’ Compensation Insurance as of their date of employment, for which the University pays the full premium. Under the provisions of the North Carolina Worker’s Compensation Act, as amended, University employees are eligible for certain benefits in the event of a work-related accident resulting in temporary or permanent disability. Unless the work-related injury results in a disability of more than 21 days, the injured employee must use any accrued sick or vacation leave for the first seven (7) days of the period of time the employee is out of work.
When an injury occurs at work, the employee should inform his/her supervisor and (if the injury is not life-threatening) proceed immediately to Student Health Services. If the injury is serious or life-threatening, the employee should go directly to the emergency room of the nearest hospital. Any employee injured while at work should report the incident to Student Health Services and be prepared to complete a drug test when filing a worker’s compensation claim.
